AC, Your DSCR Loan Specialist

Work with AC at United Mortgage Group to finance rental and investment properties based on what the property earns. You get clear guidance, a simple process, and a loan plan built around your investment goals.

Personalized Lending Backed by Experience

01

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02

Analyze Your
Loan Option

This free calculator crunches the numbers for you.

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Loan Options

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03

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DSCR Loan Solutions for Every Stage of Your Investment Journey

Every investor has different goals, and every loan should fit the property and the plan behind it. Whether you are buying your first rental, adding to a growing portfolio, or refinancing a property you already own, Aeneas offers DSCR financing built around how your property performs. By taking time to understand your objectives, Aeneas helps you choose a loan that makes sense for your next step.

Investment Property Purchase Loans

Buying a rental is a big decision. DSCR financing looks at the income a property can produce, so you can focus on the deal itself. You get clear guidance from your first conversation through closing.

Refinance Solutions

Already own a rental? You can explore refinancing to change your loan terms or to use the equity in your property. Each option is reviewed with your goals and your property in mind.

Rental Portfolio Financing

If you plan to own more than one property, your financing should be able to grow with you. Aeneas helps you think through each purchase, so every addition fits your long-term plan.

Property-Based Review

DSCR loans center on the rental income of the property rather than your personal paycheck. This can be a helpful path for self-employed investors and for those who own properties through an LLC.

Organized Closing Process

A well-organized loan file helps keep your transaction on track. You will know which documents are needed and what comes next, so there are fewer surprises at the closing table.

Honest Communication

You deserve straight answers. Aeneas keeps you updated at each stage and explains your options in plain language, so you always know where your loan stands.

A DSCR Loan Experience Built Around Your Investment

Choosing the right investment loan takes more than a quick comparison. It means understanding your property, your goals, and the financing options that fit your plan. Aeneas is dedicated to helping investors make informed decisions with confidence.

Focus on Property Performance

DSCR loans look at what a rental property earns. That gives you a clear way to judge whether a deal fits your plan before you commit.

Simple, Organized Process

The steps are laid out clearly from the first call to closing. You will know what to expect, what documents to gather, and what comes next.

Dedicated Support

Questions can come up at any point in the process. You get responsive communication and dependable support, from your first conversation through closing.

Testimonials

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Florence O profile picture
Florence O
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I was referred to David at Edge Finance and the day I put my offer in on what would soon be my home, I called him. I told him I needed a 21 day close per seller request and he said “we can do that”. It was a great experience. He was able to grant my request and meet my expectations with rate, fees, timeline and most importantly, service. He worked on my behalf with the underwriter and was on top of every document and request made. We closed on time, keys in hand! He is professional, personable, punctual and nothing short of 5 stars all around, thank you! Flo
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alenka ovin profile picture
alenka ovin
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David Park provided exceptional support to my family during our loan process. Even though it was right before the holidays, he went above and beyond to coordinate with all the necessary participants and ensure everything moved forward smoothly. He even took the time to meet us at our home to make sure all details were finalized, allowing us to go into the holidays completely worry-free. His dedication, responsiveness, and willingness to go the extra mile truly made a difference for our family. Thank you, David, for your outstanding service.
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Lydia Wagner profile picture
Lydia Wagner
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David is not only an exceptional mortgage broker, but an exceptional human. He is responsive, pro-active, and great at what he does. I partner with him on the insurance side of his business and every one of his deals has closed seamlessly with his clients so excited about their new home. They always understand the process, showing me he offers immense clarity and support. He understands his clients and fosters genuine relationships. I couldn't recommend David more!
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Jocelyn Andrade profile picture
Jocelyn Andrade
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We worked with David to buy our first home, and we had a great experience. It was our first time, and he was communicating with us through the whole process and seeking our best interest. He got us the lowest rate any other lenders were getting, and he made sure he explained everything to us. Throughout the process, he understood our financial situation, and never rushed us, he took the time to make sure we felt comfortable to move forward! Communication and professionalism was great!
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Jenny Snider profile picture
Jenny Snider
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As first time home buyers it can be overwhelming going through the whole process. But not when you have a person like David who will guide you through the process so seamlessly. He's very personable, caring, and a very dedicated to what he does! Will recommend him to anyone we know who is looking into purchasing a home!!! We THANK YOU!!!
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Johnny profile picture
Johnny
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We are first time home buyers and could not be more grateful! David's professionalism is unique and absolutely on point. I will recommend him to family and friends and anyone looking to purchase a home. WE THANK YOU!!!!!
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Aaron Daoust profile picture
Aaron Daoust
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Review for David Park of Edge Home Finance I recently had the pleasure of working with David Park from Edge Home Finance and I couldn't be more satisfied with my experience. Exceptional Service From the very beginning, David provided exceptional customer service. He took the time to understand my financial situation and explained the mortgage process in a clear and accessible way. I never felt rushed during our conversations. He was tasked with varying communicating between my wife and I, since I work overnights, in a different state and am not awake during normal business hours. My schedule can make it difficult to get the communication ball rolling. However, David took on the task and shined. Knowledge and Expertise His knowledge of the mortgage market was impressive. David offered me several options tailored to my needs and helped me understand the pros and cons of each one. His expertise made me feel confident in my decisions. Communication David maintained excellent communication throughout the entire process. I was kept informed at every stage, and any questions I had were answered promptly and thoroughly. This level of communication alleviated much of the stress often associated with securing a mortgage. He made several calls on my behalf in order to secure the proper documentation needed for my loan application. Closing Experience The closing process went smoothly, largely due to David's meticulous attention to detail. He ensured that all documents were in order and that I understood what to expect, making the final steps much less daunting. Overall Recommendation I highly recommend David Park to anyone seeking a reliable and knowledgeable mortgage broker. He made a potentially overwhelming process manageable and stress-free. I’m grateful for his assistance and would not hesitate to work with him again. I now consider him a friend. New residents of a beautiful Texas Home. Aaron and Jenn D’Aoust
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Bryan Tovar profile picture
Bryan Tovar
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I'm so very fortunate to have David help me out with our first home and since this was my first time buying he made everything so understandable!!! Not only was he very clear with any questions I had. David would go above and beyond to give me more useful info about the finances and taxes especially!!! Thank you!!
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Ismael Hernandez profile picture
Ismael Hernandez
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Professional and friendly, was pleasure to work with him, and he keep in touch with you. Any thing going on I had Good experience with him 👍
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Abner Garcia profile picture
Abner Garcia
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First time home buyer and so thankful I found David. He went above and beyond when it came to finding me the best financing options available. He was very helpful throughout the process. And we got it done so quick ahead of time. He kept in touch with me. The process was so smooth when uploading document on his platform. He explained things to me in the best way possible. He helped me find home insurance too. He made sure to always give me options before making final decisions. Would highly recommend him! Comprador de casa por primera vez y estoy muy agradecido de haber encontrado a David. Fue más allá cuando se trató de encontrarme las mejores opciones de financiación disponibles. Fue muy útil durante todo el proceso. Y lo hicimos tan rápido antes de tiempo. Se mantuvo en contacto conmigo. El proceso fue muy sencillo al subir documentos a su plataforma. Me explicó las cosas de la mejor manera posible. También me ayudó a encontrar un seguro de hogar. Se aseguró de darme siempre varias opciones antes de tomar decisiones finales. ¡Lo recomendaría mucho!